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Mustang Mortgage

Suburb guide · Liverpool council area

Mortgage broker for Edmondson Park (2174) home buyers

571 Nepal-born people lived in Edmondson Park at the 2021 Census, the second-largest overseas-born group after India (990), out of 12,080 residents. This is house country: 83.4% of occupied homes are detached, and houses in postcode 2174 had a median sale price of $1,490,000 in January to March 2026. There is no Edmondson Park shopfront to visit. Sulav meets clients from Edmondson Park by phone or video and manages the loan through to settlement.

On this page

Edmondson Park in numbers

Residents
12,0803,349 occupied homesABS Census 2021
Born overseas
50.9%Top birthplaces: India, Nepal, FijiABS Census 2021
Born in Nepal
5714.7% of residentsABS Census 2021
Speak Nepali at home
6895.7% of residentsABS Census 2021
Arrived 2016 to 2021
7%847 people born overseasABS Census 2021
Median age
313.4 people per householdABS Census 2021
Median household income
$2,562/wk$133,224 a yearABS Census 2021
Households renting
31.8%57.8% mortgage, 8.2% owned outrightABS Census 2021
Flats and apartments
9.9%83.4% separate houses, 6.1% semis and townhousesABS Census 2021
Median rent, new leases
$760/wkAll dwellings, postcode 2174NSW DCJ, April to June 2026

All of Edmondson Park (6.95 km²) is in Liverpool council area. Compared with the other suburbs we cover, its Nepal-born count is the second-lowest of 26 and its share of renters is the lowest. A median age of 31 makes it one of the younger suburbs we cover, with 3.4 people in the average household. Only 5.5% of workers used a train on Census day 2021, a lockdown day when 36.1% worked from home.

The cost of buying in Edmondson Park

NSW DCJ's latest sales figures (January to March 2026) put the median unit price in postcode 2174 at $771,000 and the median house at $1,490,000. The unit median rests on only a few sales, which DCJ flags as a small sample, so treat it as a rough guide. Read the house figure with care: DCJ marks it as a small sample. A house costs 1.9 times as much as a unit here, a gap of $719,000. Measured in local incomes ($133,224 a year at the 2021 Census), the median unit is 5.8 times that figure and the median house 11.2 times.

Buying at the median price in Edmondson Park
ItemMedian unitMedian house
Median sale price$771,000$1,490,000
5% deposit$38,550$74,500
10% deposit$77,100$149,000
20% deposit (no LMI)$154,200$298,000
Transfer duty, standard$28,882$63,237
Transfer duty, first home buyer$0$63,237
Registration fees$365$365
5% Deposit Scheme cap ($1,500,000)UnderUnder
Cash needed, first home buyer, 10% deposit$77,465$212,602
Assumptions
  • Owner-occupier, established home, every scheme condition met. Cash needed excludes conveyancing and LMI. 2026-27 rules, checked 26 October 2026.

An eligible first home buyer pays no transfer duty on the median unit, because $771,000 is below the scheme's $800,000 full-exemption limit; anyone else pays $28,882. No first home concession reaches the median house; at that price the duty is $63,237 for everyone.

Unit and house medians both fit under the $1,500,000 5% Deposit Scheme cap, leaving $10,000 of headroom even at the house median.

Try a price other than $771,000 in the NSW stamp duty calculator

Edmondson Park rents and what they mean for buying

The median rent on a new lease in postcode 2174 was $760 a week in April to June 2026, based on 162 bonds lodged, which adds up to $39,520 over a year. By size, a two-bedroom unit leased for $730 a week and a three-bedroom house for $800.

At the 2021 Census the median renter here paid $550 a week, and the median household with a mortgage repaid $2,800 a month, 17% more than the median rent. Today's new-lease median is 38% above that 2021 rent. DCJ counts only new bonds and the Census counts every renting household, so read the gap as a direction, not an exact rise. That 2021 rent was 21% of a median household's income.

Put another way, 51 weeks of today's median rent would cover a 5% deposit ($38,550) on the median unit. Most households here own their home: 31.8% rent, 57.8% have a mortgage and 8.2% own outright.

Median rent on new leases, postcode 2174, April to June 2026
DwellingWeeklyYearlyNew bonds
All dwellings$760$39,520162
1-bedroom unit (small sample)$600$31,20011 to 30
2-bedroom unit$730$37,96037
House (all sizes)$830$43,16089
3-bedroom house (small sample)$800$41,60011 to 30
4+ bedroom house$900$46,80057
Assumptions
  • No interest rate is assumed: compare with your own rate in the repayments calculator.

Repayments calculator

Who we help in Edmondson Park

Reviewing the loan you have

57.8% of Edmondson Park homes are owned with a mortgage, with a median repayment of $33,600 a year in 2021. If your loan is a few years old, or your income or visa status has changed, a review shows whether another lender would treat you better. Refinancing

Houses and new builds

83.4% of homes are separate houses. The $10,000 First Home Owner (New Homes) Grant is for new homes up to $600,000 (land and build up to $750,000), against a $1,490,000 median house here. Building means a construction loan paid in stages. Construction loans

Nearby suburbs side by side

Bardia is the closest suburb in our guides, 1.5 km from Edmondson Park. All five neighbours listed have a lower median unit price than Edmondson Park ($771,000). Granville has a larger Nepal-born community (2,240 people).

Edmondson Park and its nearest neighbours in our guides
SuburbDistanceBorn in NepalMedian rentMedian unit
Edmondson Park—571$760/wk$771,000
Bardia1.5 km589$700/wk$740,000
Ingleburn4.6 km630$700/wk$740,000
Minto7.6 km655$623/wk$710,000*
Merrylands18.5 km947$650/wk$548,000
Granville19.7 km2,240$630/wk$563,000
Assumptions
  • Born in Nepal: ABS Census 2021. Rent and unit price: NSW DCJ, latest quarter. * Council-area median.

See our Bardia guide, the Ingleburn suburb guide or our Minto guide. All NSW suburb guides

Common questions from Edmondson Park

How much stamp duty would a first home buyer pay on a median Edmondson Park unit?

None, if you qualify for the First Home Buyers Assistance Scheme: the $771,000 median unit is under the exemption limit. Other buyers pay $28,882. Checked against Revenue NSW on 26 October 2026.

What deposit do I need to buy in Edmondson Park?

For the median unit ($771,000): $38,550 at 5%, $77,100 at 10% or $154,200 at 20%. The median house needs $298,000 for 20%. Below 20%, expect LMI unless you use the 5% Deposit Scheme or a guarantor.

Can I use the 5% Deposit Scheme in Edmondson Park?

The median unit ($771,000) is $729,000 under the $1,500,000 cap. The median house ($1,490,000) is $10,000 under the $1,500,000 cap. You must be a citizen or permanent resident and a first home buyer.

Is it cheaper to rent or buy in Edmondson Park?

We can't say without your rate. For scale: a year of median rent on a new lease is $39,520, and 2021 mortgage repayments ran at a median $33,600 a year.

Buying in Edmondson Park?

Sulav checks your deposit, income and visa against lender policy for a unit around $771,000, in a 60-minute call by phone or video.

Sources

Data last updated . Census figures are for 2021; DCJ figures are quarterly medians.

  1. ABS QuickStats 2021: Edmondson Park (SAL11386)ABS, CC BY 4.0
  2. ABS Census 2021 tables for SAL11386ABS Data API, CC BY 4.0
  3. ASGS Edition 3 boundariesABS, CC BY 4.0
  4. Rent and Sales Report, sales January to March 2026NSW DCJ
  5. Rent and Sales Report, rents April to June 2026NSW DCJ
  6. Transfer duty ratesRevenue NSW · Checked
  7. First Home Buyers Assistance Scheme (new or existing home)Revenue NSW · Checked
  8. 5% Deposit Scheme price capsHousing Australia · Checked