About us
A small brokerage, run by the broker you meet
Mustang Mortgage is a mortgage broking business based in New South Wales and run by Sulav Adhikari. We help people buy their first home, refinance, invest and build, and we take particular care with applications from skilled visa holders and new permanent residents.
What a broker does
We do the comparing, the paperwork and the chasing
A mortgage broker arranges a home loan with a lender on your behalf. Here is what that means at Mustang Mortgage.
Work out what you can borrow
We look at your income, savings, debts and visa status the way a lender will, before anything is lodged.Compare lenders on our panel
Lenders differ on deposits, visas, overseas income and self-employment. We match your situation to the lenders whose policy fits.Recommend a loan in writing
You get our recommendation with the reasons, the costs and the other options we considered. You decide.Manage the application
We lodge it, answer the lender's questions and keep you, your conveyancer or solicitor and the lender in step until settlement.
What we help with
Home loans, and the situations around them
- First home buyersDeposits, LMI and NSW first home buyer concessions.
- Visa and PR home loansSkilled visas, regional visas and new permanent residents.
- RefinancingReviewing your rate, lender and loan structure.
- Investment loansBuying a property to rent out.
- Construction loansBuilding a home, with the loan paid in stages.
- Debt consolidationRolling other debts into your home loan.
- Fixed and variable ratesHow each works, and splitting a loan between them.
- Car loansFinance for a new or used vehicle.
We arrange credit. We don’t give financial product, tax or migration advice. Where you need it, we suggest you speak to a licensed financial adviser, a tax agent or a registered migration agent.
How we work
What you can expect from us
These are commitments we can keep, not slogans.
You deal with the broker
Sulav Adhikari runs your consultation and manages your application. You have the broker's direct number.Open about how we are paid
Lenders pay us commission. We tell you the amounts before you apply. How we are paid
Documents stay out of email
You upload documents through a secure client portal, and you can see what is still needed.Dated, sourced information
Our guides show when they were last checked and link to the official sources: FIRB, Home Affairs, Revenue NSW and the ATO.
Your broker
Sulav Adhikari
Mortgage broker, Mustang Mortgage
Sulav Adhikari is the mortgage broker behind Mustang Mortgage. Sulav runs your first consultation, works through the numbers with you and manages the application with the lender through to settlement.
Many of Sulav's clients are skilled visa holders and new permanent residents buying their first home in Australia. Those applications need extra care: which lenders accept the visa, how savings and income from overseas are treated, and whether FIRB approval or extra duty applies.
- Qualifications
- [Sulav's qualifications]
- Industry membership
- [Industry association membership]
- Credit Representative number
- [Credit Representative number]
- Consults in
- English
Licence and disclosure
Licensed to arrange credit
[Credit Representative name] is a Credit Representative (Credit Representative number [Credit Representative number]) of [Licensee name], Australian Credit Licence [Australian Credit Licence number]. Mustang Mortgage is a trading name of [Legal entity name], ABN [ABN].
Our Credit Guide explains our licence, how we are paid, the lenders we use most often and how to make a complaint.
Book a 60-minute consultation with Sulav
Morning, midday and evening times, 7 days a week. We reply to enquiries within 1 business day.