Stamp duty · Northern Territory
NT stamp duty calculator
The Northern Territory charges $37,125 transfer duty on a $750,000 established home. Estimate yours below, with Territory Revenue Office's rules as checked on 26 October 2026.
Estimated stamp duty
$37,125
- Transfer dutyConveyance stamp duty
- $37,125
- Mortgage registration fee
- $181
- Transfer registration fee
- $181
- Total government costs
- $37,487
A 60-minute consultation with Sulav Adhikari, by phone or video. We check these numbers against real lender policy.
Checked against Territory Revenue Office on (2026-27 rules)
- Conveyance stamp duty: page, legislation, official calculator · checked
- NT Land Titles Office: registration fees: page · checked
- HomeGrown Territory Grant (First Home Owner Grant): page 1, page 2 · checked
Assumptions
- The price you enter is treated as the dutiable value (the higher of the price and the market value).
- Every buyer is in the same residency group and buys the whole property. Mixed purchases (for example one foreign co-buyer) are worked out differently; use the revenue office calculator.
- Concessions and grants assume you meet all their conditions, including living in the home for the required time.
- Government fees are the land titles office registration fees for one transfer and one mortgage. Conveyancing, inspections and lender fees are not included.
- Your conveyancer or solicitor confirms the duty payable before settlement.
Estimates only, not a quote or credit approval. Important information about our calculators.
NT in brief
What makes the NT different
$37,125 on a $750,000 home
That is 5% of the price for a home buyer who is not buying their first home. The top rate is 5.95% of the whole value from $5,000,000.No first home buyer duty concession
First home buyers in the Northern Territory pay the same $37,125 at $750,000.No foreign buyer surcharge
The Northern Territory doesn't add a surcharge to duty for foreign buyers. Commonwealth FIRB rules still apply (approval needed; established dwellings banned for most foreign persons until 30 June 2029).$50,000 HomeGrown Territory Grant (First Home Owner Grant)
For new homes and off-the-plan purchases, with no price cap, for contracts before 1 October 2027. Not for established homes.$362 in registration fees
NT Land Titles Office: transfer $181; mortgage $181.
01Rates
NT transfer duty rates
What Territory Revenue Office charges on the dutiable value, for contracts from 1 January 2017.
| Dutiable value | Duty |
|---|---|
| Up to $525,000 | (0.06571441 × V²) + 15V, where V is the value in thousands of dollars |
| $525,001 to $2,999,999 | 4.95% of the whole value |
| $3,000,000 to $4,999,999 | 5.75% of the whole value |
| Over $4,999,999 | 5.95% of the whole value |
At a glance
Duty at common prices in the NT
From $500,000 to $1,500,000, for investors, home buyers and first home buyers in the NT.
| Price | Home or investment | First home, established | First home, new |
|---|---|---|---|
| $500,000 | $23,928.60 | $23,928.60 | $23,928.60 |
| $650,000 | $32,175 | $32,175 | $32,175 |
| $750,000 | $37,125 | $37,125 | $37,125 |
| $900,000 | $44,550 | $44,550 | $44,550 |
| $1,100,000 | $54,450 | $54,450 | $54,450 |
| $1,500,000 | $74,250 | $74,250 | $74,250 |
- Before land titles fees; citizens or permanent residents; Territory Revenue Office rules as checked on 26 October 2026.
02Concessions
First home buyer concessions and grants
What Territory Revenue Office offers home buyers, and the conditions that come with it.
The Northern Territory has no first home buyer duty concession for contracts signed now. First home buyers pay the same duty as other buyers.
HomeGrown Territory Grant (First Home Owner Grant): $50,000
- $50,000 for first home buyers buying or building a new home (never lived in or sold as a residence). Contract or building start by 30 September 2027; apply by 30 September 2028. No price cap.
- Natural persons, at least one 18+ and one an Australian citizen or permanent resident; live in the home for at least 12 months. Can't be combined with the FreshStart grant.
- The $10,000 grant for established homes was only for contracts from 1 October 2024 to 30 September 2025.
FreshStart New Home Grant: $30,000
- $30,000 for buyers who are not first home buyers, to buy or build a new home (incl. off the plan and owner-builders). Contract between 1 October 2024 and 30 September 2027; apply by 31 December 2027. No price cap.
- At least one applicant an Australian citizen or permanent resident, one 18+; live in the home for 12 months. Not for an extra residence on land that already has a home.
Other concessions
The calculator does not apply these. Your conveyancer or Territory Revenue Office can confirm whether you qualify.
- House and land package exemption. No stamp duty (no value cap, not means tested) for a new detached home bought as a house-and-land package from a building contractor who bought the lot from the developer — contracts 1 July 2022 to 30 June 2027; buyer an individual 18+, citizen or permanent resident, living there 6 months starting within 12 months. Not modelled: check eligibility with your conveyancer.
03Foreign buyers
No foreign purchaser surcharge in the NT
The Northern Territory doesn't charge foreign buyers extra duty. Commonwealth FIRB rules still apply.
Who pays it
- The Northern Territory does not charge a foreign purchaser surcharge on stamp duty.
Other costs for foreign owners
- Commonwealth FIRB rules still apply (approval needed; established dwellings banned for most foreign persons until 30 June 2029).
How your visa changes this:
- Visa and PR home loans
- Permanent residents
- Subclass 491 and subclass 482 visa holders
04Government fees
Land titles fees
NT Land Titles Office charges these to register your purchase and your mortgage. Fees from 1 July 2026.
| Fee | How it is worked out | At $750,000 |
|---|---|---|
| Transfer registration | $181 | $181 |
| Mortgage registration | $181 | $181 |
| Total | $362 |
- Conveyancing, inspections, lender fees and any FIRB application fee are not included.
05Worked examples
Three NT purchases, worked through
$550,000, $700,000 and $500,000 purchases in the NT, from the same rules as the calculator.
A first home buyer buys a $550,000 established home
Citizens or permanent residents buying their first home to live in.
Transfer duty is $27,225 at the general rates, with no concession at this price.
| Item | Amount |
|---|---|
| Transfer dutyConveyance stamp duty | $27,225 |
| Mortgage registration fee | $181 |
| Transfer registration fee | $181 |
| Total government costs | $27,587 |
- No first home concession applies to this purchase in the NT
- Rules checked against Territory Revenue Office on 26 October 2026
Buying a $700,000 established home to live in
Owner-occupiers who have owned property before, buying in the NT with a home loan.
Transfer duty is $34,650 at the general rates, with no concession at this price.
| Item | Amount |
|---|---|
| Transfer dutyConveyance stamp duty | $34,650 |
| Mortgage registration fee | $181 |
| Transfer registration fee | $181 |
| Total government costs | $35,012 |
- Conveyance stamp duty
- Rules checked against Territory Revenue Office on 26 October 2026
A temporary visa holder buys a $500,000 new home
Every buyer holds a temporary visa and has never owned property. They buy new because foreign persons generally can't buy established homes until 30 June 2029.
Transfer duty is $23,928.60 at the general rates, with no concession at this price.
| Item | Amount |
|---|---|
| Transfer dutyConveyance stamp duty | $23,928.60 |
| Mortgage registration fee | $181 |
| Transfer registration fee | $181 |
| Total government costs | $24,290.60 |
- No foreign purchaser surcharge in the NT
- FIRB application fee not included
- Rules checked against Territory Revenue Office on 26 October 2026
06Questions
NT stamp duty questions
How much is stamp duty on a $750,000 home in the NT?
About $37,125 for an established home you will live in, if you are an Australian citizen or permanent resident and not a first home buyer. First home buyers pay $37,125 on an established home, if they meet the conditions. Land titles fees add about $362. Figures checked against Territory Revenue Office on 26 October 2026.
Do first home buyers pay stamp duty in the NT?
The Northern Territory has no first home buyer duty concession for contracts signed now, so first home buyers pay the same duty as other home buyers. The HomeGrown Territory Grant (First Home Owner Grant) ($50,000) is available for new homes and off-the-plan purchases.
Do temporary visa holders pay extra stamp duty in the NT?
The Northern Territory has no foreign purchaser surcharge on duty, so temporary visa holders pay the same transfer duty as everyone else. FIRB approval is still needed, and foreign persons generally can't buy established homes until 30 June 2029.
Is the HomeGrown Territory Grant (First Home Owner Grant) taken off the stamp duty?
No. Duty is worked out on the full price and the grant is paid separately. In the NT the HomeGrown Territory Grant (First Home Owner Grant) is $50,000 for new homes and off-the-plan purchases, with no price cap. It is not available for established homes.
Is there a stamp duty concession for off-the-plan purchases in the NT?
House and land package exemption: No stamp duty (no value cap, not means tested) for a new detached home bought as a house-and-land package from a building contractor who bought the lot from the developer — contracts 1 July 2022 to 30 June 2027; buyer an individual 18+, citizen or permanent resident, living there 6 months starting within 12 months. Not modelled: check eligibility with your conveyancer.
What does NT Land Titles Office charge?
Transfer registration: $181 ($181 at $750,000). Mortgage registration: $181.
Other states and territories
Stamp duty in other states
Sources
Territory Revenue Office, NT Land Titles Office and FIRB pages behind every figure above, as checked on 26 October 2026.
- Conveyance stamp duty
- Stamp Duty Act 1978 (NT)
- Conveyance stamp duty: official calculator
- HomeGrown Territory Grant (First Home Owner Grant)
- HomeGrown Territory Grant (First Home Owner Grant) (bought an established home)
- FreshStart New Home Grant
- FreshStart New Home Grant (home owner assistance)
- House and land package exemption
- NT Land Titles Office fees
- Residential land
- Banning foreign purchases of established dwellings
Buying in the NT? Talk it through with Sulav
We check the duty, grants and lender policy for your situation before you sign a contract.